Zwellness® is not insurance. It is a membership plan offered directly by Zwell Dental. It is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. Members pay Zwell Dental directly for all services; the plan makes no payments on your behalf. Discounts vary by the type of service received.
Zwell Dental · Littleton, MA
Your routine visits covered for a flat monthly fee, and 15% off everything else — 20% if you're 60 or older. No claims, no maximums, no waiting.
Already a Zwellness® member? Your plan continues as usual — nothing to do here.
Pick your plan
Every plan covers your routine visits for 12 months and takes 15% off anything else you need. One filling usually covers a whole membership.
If you're 60 or older, your discount on other treatment is 20% instead of 15% — same monthly fee, applied automatically. Nothing extra to sign up for. Monthly plans start with the first three months together — $108 on the Adult plan — and then run at the monthly rate for the remaining nine.
The arithmetic
Every service included in the Adult plan, priced at what we charge everyone else. Add it up yourself.
| Included in your 12 months | Our regular fee |
|---|---|
| Covered at minimum | |
| Covered if you need everything | |
| Your membership costs |
Your three exams can be with any of our dentists. A toothache, receding gums, a tooth that may need to come out or need a root canal — you might see your general dentist first and one of our specialists after, and both of those visits count toward your three. Because our periodontist, prosthodontist and endodontist all work here, that second visit is down the hall instead of a referral to another office weeks later. Depending on which dentists you see, three exams run $303 to $534 at our regular fees. X-rays are taken when they're clinically due; a full series is usually every three to five years, and teens get bitewings rather than a full series. Then everything else is 15% off (20% at 60+) — a two-surface filling saves you $63, a root canal $309, a crown $313.
How it's different
Zwellness® is an agreement directly between you and our practice. No carrier in the middle, so most of what makes dental insurance frustrating simply doesn't exist here.
Joining
Tell us which plan you'd like and we'll check whether you're already in our system, then answer anything you want to ask before you commit to anything.
Usually while you're still on the phone. We'll confirm the right plan for you, answer any questions, and send the membership agreement to review before anything is charged.
You can give us your card in the office, over the phone, or by entering it yourself through a secure link we send you. Your first payment runs that day and your benefits start immediately.
Get started
One phone call and you're enrolled — usually in a few minutes. We'll confirm which plan fits, answer anything you want to ask, and send you the membership terms and a secure link to add your card.
Zwellness® is not insurance and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. Your card is encrypted by our payment system and is never written down or kept in your chart. Please don't send a card number by email or text — we'll send you a secure link instead. You'll have the full membership terms before anything is charged.
Questions
No. It's a membership you buy directly from our practice. There's no insurance company involved, which is why there are no claim forms, no annual maximum, and no one deciding whether a visit is covered.
As soon as your first payment goes through. There's no waiting period, so you can book your cleaning the same day you join.
Yes. It's the same total either way — $432 for the Adult plan, whether that's 12 payments of $36 or one payment up front. Paying up front means nothing to keep track of and no card on file. Membership is paid by card, check or cash; it can't be put on a patient financing plan like CareCredit, Cherry, Sunbit or Proceed. Just tell us on the form which you'd prefer.
Treatment beyond what your plan already includes — fillings, crowns, implants, periodontal treatment and so on, done here at Zwell. Ask us and we'll show you the discounted fee before you agree to anything. A few items are excluded; your membership terms list them.
Each additional family member on the same billing takes 5% off their own plan. Everyone can be on a different plan — an adult and a teen, for example.
Twelve monthly payments, or one payment up front, starting the day you join. We'll reach out before your 12 months are up to renew you — nothing renews without you saying so. Membership fees aren't refundable, so if you're thinking about stopping, call or text us and we'll go over your options first.
Let us know and we'll go over your options. Zwellness® is designed for people without coverage, so in most cases it stops making sense once you have a plan.
No. Your benefits are for care provided at Zwell Dental in Littleton.
